Rehab Loans for investors.
Purchase plus renovation capital. Hold, refinance, or rent after the work — not only a wholesale-to-retail flip. We desk the file and broker it to capital sources. We are not the lender. We do not fund the loan.
Leave your number. We will call you.
Business Purpose Loans only — No Owner Occupied. Not a commitment to lend.
Deal snapshot
LTC / LTARV
Live dual-cap math on /calculator. Contingency, avg-draw interest, cash to close.
- Occupancy
- Investment
- Use
- Business purpose
- Desk
- Brokered file
Leverage, contingency, and carry before you bid.
Ungated Rehab & Renovation Loan Calculator. Dual-cap loan, prominent contingency, avg-draw interest, and cash to close. Caps and rates are your assumptions — not GI quotes. Then book the call.
Dual cap
Loan is the lesser of LTC and LTARV.
Contingency
Default 10–15% of rehab. Editable.
Avg-draw IO
Interest on average outstanding, not full-loan theater.
Renovation capital. Then the exit you actually have.
Short-term, asset-based, business-purpose. Hold, refinance, or rent after the work is on this desk. A wholesale-to-retail flip P&L lives on fixandflip.broker.
What is a rehab loan?
Purchase plus renovation capital for a business-purpose hold, refinance, or rent exit — not only a wholesale-to-retail flip.
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Contingency and draws basics
Why rehab budgets carry a 10–15% contingency, how draws fund the work, and why interest is modeled on average outstanding.
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FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only. No owner-occupied.
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Three steps. Then a call.
01
Send the deal
Address, purchase, rehab budget, contingency, ARV, entity, and the exit — hold, refinance, rent, or sale. Enough to desk — not a full credit package.
02
We desk the file
We map the asset against business-purpose rehab programs we can broker. Gaps get named. No theater.
03
Book the call
Thirty minutes. Structure, capital-source fit, and the next document pull if the deal is worth running.
Book a 30-minute strategy call
Bring the address, the rehab budget, and the exit. We desk investor rehab loans. We do not fund them.
Leave your number. We will call you.